Payment Infrastructure Solutions

Rented-rail solutions for global commerce.

Three operating kits. One contract. Caps and corridors follow your business file — not a rigid generic template.

Capabilities & Services

Payment infrastructure for companies that need to sell abroad.

PayGate is not another checkout plugin. It is rented merchant rails: accounts, underwriting, settlement, automated reconciliation and an operations desk — unified on one working surface.

01
KYC-Ready

Rented merchant accounts

Use KYC-ready Stripe, PayPal or Airwallex rails. Built for cross-border sellers, agencies and SaaS that cannot open international accounts alone.

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02
Universal API

Checkout integration

Drop into Shopify, WooCommerce, custom landing pages or your own API. Refunds, webhooks and ledgers land in one unified operational book.

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03
T+1 / T+2 Payouts

Clear settlement

Route USD, EUR and GBP on a published payout calendar. Fully transparent FX rates, predictable settlement dates, and daily reconciliation ledgers.

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04
Named Desk

24/7 operations desk

Chargebacks, risk reviews and rail incidents have a named operator desk. Transactions do not sit stranded between time zones and automated bots.

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Ready to verify which rail supports your business model?

Send your MCC and storefront link. We will conduct a 48-hour underwriting pre-check.

Submit for pre-check
Integration Blueprints

Connect directly to your existing checkout stack.

Whether you run a hosted e-commerce storefront or a custom SaaS backend, PayGate rails hook into your transaction flows seamlessly.

Shopify & WooCommerce

Direct gateway integration via pre-configured apps or custom private apps. Supports multi-currency checkout, dynamic local currency presentation, and automated order fulfillment status sync.

  • Zero theme code alteration
  • Native 1-page checkout

Custom API & Webhooks

Developer-first REST APIs and event-driven webhooks for SaaS subscriptions, usage metering, and digital marketplace splits. Complete ledger reconciliation endpoints.

  • Webhook signature verification
  • Full sandbox staging environment

Hosted Payment Sheets

Zero-maintenance hosted checkout redirects optimized for high conversion. PCI-DSS Level 1 compliant out of the box with dynamic 3D-Secure 2.0 fraud screening.

  • Apple Pay & Google Pay ready
  • Custom brand styling & logo
StripeCard Acquiring
PayPalGlobal Wallets
AirwallexTreasury & FX
Visa DirectCard Network
MastercardCard Network
Apple PayDigital Wallet
Google PayDigital Wallet
SWIFT WireCross-Border Rail
ACH NetworkUS Domestic
SEPA InstantEU Clearing
Wise PlatformCorridor Payout
StripeCard Acquiring
PayPalGlobal Wallets
AirwallexTreasury & FX
Visa DirectCard Network
MastercardCard Network
Apple PayDigital Wallet
Google PayDigital Wallet
SWIFT WireCross-Border Rail
ACH NetworkUS Domestic
SEPA InstantEU Clearing
Wise PlatformCorridor Payout
Rails for rent

Three rails. One contract. One settlement desk.

Pick a single rail or run them in parallel. PayGate holds compliance, caps and recon — you keep the payment experience.

stripe
Cards & billing
Corridors: US · EU · UK · SG · JP

Cards & billing

International cards, Apple Pay, Google Pay and recurring billing. Fits SaaS, DTC and digital goods.

Included capabilities:

Visa / Mastercard / Amex
Apple Pay · Google Pay
Subscriptions · 3DS
PayPal
Wallet checkout
Corridors: 200+ Countries & 25 Currencies

Wallet checkout

Wallet checkout with hundreds of millions of existing users. Strong for cross-border buyers who already trust PayPal.

Included capabilities:

PayPal · Venmo (US)
Buyer protection flows
Cross-border wallets
AIRWALLEX
Treasury rails
Corridors: APAC · UK · EU · US · AU

Treasury rails

Multi-currency accounts, corporate payouts and Asia–Australia–EU corridors. Fits messy treasury flows.

Included capabilities:

Multi-currency wallets
Local payouts APAC / EU
Corporate collections
FAQ

Questions before you sign.

Opening it yourself means you own the merchant account — slow, often declined, often held. Renting means you use already-live rails after our review. You get checkout and contracted payouts; you do not hold the master account.

Need a custom corridor combination?

Tell our desk your monthly volume and target buyer countries. We will construct a multi-rail proposal within 48 hours.

Request customized proposal